Blog
From the Founder’s Desk
At East Valley Wealth & Retirement, we believe financial confidence begins with education, thoughtful planning, and a trusted relationship. This blog was created to provide valuable insights, practical guidance, and timely perspectives on the topics that matter most to individuals, families, and retirees.
Each month, our founder, Undrea Smith, RICP®, Fiduciary, shares expertise drawn from years of helping clients navigate retirement planning, wealth management, investment strategies, and life's important financial decisions. Whether you're preparing for retirement, seeking to grow and protect your assets, or simply looking to stay informed about today's financial landscape, our goal is to help you make decisions with greater clarity and confidence.
Here you'll find articles covering:
- Retirement income and distribution strategies
- Investment and market insights
- Wealth preservation and legacy planning
- Tax-efficient financial strategies
- Financial education and planning tips
- Current events and their impact on your financial future
Our commitment is to provide straightforward, educational content that empowers you to take control of your financial journey while staying focused on what matters most—your goals, your family, and your future.
We invite you to explore our latest articles, stay connected with new updates, and discover insights designed to help you build a more secure financial future.
Before You Turn On Your Pension
Your pension decisions could impact your retirement income for decades. Discover why understanding your payment options, survivor benefits, and lump-sum choices before making an election is essential to protecting your financial future.
Read MoreCould Your Spouse Manage Your Retirement Plan Without You?
Could Your Spouse Manage Your Retirement Plan Without You?By Undrea Smith, RICP®East Valley Wealth & Retirement Over the years, I have met with many couples where one spouse handles nearly all the finances.They know where the accounts...
Read MoreWhy Wall Street Uses Structured Notes (And Why Most Individual Investors Have Never Heard of Them)
Why Wall Street Uses Structured Notes (And Why Most Individual Investors Have Never Heard of Them)By Undrea Smith, RICP®East Valley Wealth & RetirementIf you've never heard of a structured note, you're not alone. Despite managing...
Read MoreRetirement Planning Isn’t the Same as Wealth Building
Retirement isn’t just about building wealth—it’s about turning your savings into reliable income. Learn why retirement income planning requires a different strategy and how a personalized plan can help you retire with confidence.
Read MoreWhat Retirees Really Need to Know About Retirement Income Planning
Retirement planning is about more than investments. A strong retirement strategy combines income planning, risk management, and growth opportunities to help retirees create lasting income, reduce stress, and enjoy retirement confidently.
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